NXCAR

Support

Help, contact information, and lending partner details for Nxcar staff, partners, and users.

Contact Us

Nxcar (Nxfin Technologies Pvt Ltd)

For account support, loan queries, or data requests:

Email: support@nxcar.in

Privacy enquiries: privacy@nxcar.in

Website: www.nxcar.in


About Nxcar

Nxcar does not directly offer financial services; it facilitates financing through regulated partners. Nxcar is a registered loan DSA (Direct Selling Agent) and loan facilitation platform for used car financing in India. Loan applications are evaluated, approved, and disbursed by RBI-regulated banks and NBFCs based on their own criteria.

The Nxcar app is an internal tool used by Nxcar staff and onboarded partners (dealers and field teams) to submit, track, and manage loan applications, with AI-assisted credit analysis and automated lender matching. The consumer borrower journey is served on our website, www.nxcar.in — cf.nxcar.ai is the staff and partner facilitation portal.


Our Lending Partners

Applications submitted through Nxcar are facilitated to a panel of Reserve Bank of India (RBI) regulated Scheduled Commercial Banks and RBI-registered Non-Banking Financial Companies (NBFCs). The specific lender for any application is assigned based on borrower profile and lender policy.

Regulatory Information

All our financial service providers are regulated under the Reserve Bank of India (RBI) and comply with applicable financial and lending regulations in India. Each of these institutions holds the necessary licenses and approvals to operate in the lending and financial services sector. For further details on their regulatory status, you can visit the RBI's official website to verify NBFC registrations.

Loan Terms & Disclosures

Nxcar is a registered loan DSA and does not directly lend money. Loans are originated and disbursed by our RBI-regulated banking and NBFC partners. The terms below are indicative; final terms are determined by the partner lender and confirmed in the sanction letter.

Representative Example (Illustrative Only)

• Loan amount: ₹5,00,000
• Tenure: 36 months
• Annual Percentage Rate (APR): 14.00% p.a. (reducing balance)
• Processing fee: ₹5,000 (1% of loan amount)
• Equated Monthly Instalment (EMI): ₹17,094
• Total interest payable over loan tenure: ₹1,15,384
Total cost of the loan (principal + interest + fees): ₹6,20,384

Legal

Please read our Privacy Policy to understand how we collect, use, and protect your personal data when you use the Nxcar platform.

For loan-specific terms, interest rates, processing fees, and repayment schedules, please refer to the loan agreement provided by your assigned lender at the time of disbursement. Final terms are set by the lending institution and may vary.